Age / Identity Verification
Applicants must be at least 18 years of age. A government issued photo ID is required of applicants and guarantors. Applicants from foreign countries who have no social security number or citizenship must have a proper and current US Visa, I-9 documentation, and meet other criteria for consideration.
Criminal checks will be conducted. A felony conviction, any felony or misdemeanor conviction for a crime against person, or incarceration for any offense, within the past 7 years will not be accepted. “Conviction” includes but is not limited to a deferred judgment; a withheld adjudication; a plea of nolo contender; a guilty plea; or a plea bargain to a lesser charge, including to a misdemeanor. “Incarceration” means being jailed pursuant to a conviction, not a mere arrest. Conviction of any sexual offense will not be accepted. Convictions for any terrorism related charges will not be accepted.
Proof of Employment
Applicants must provide their last 3 consecutive pay stubs or the most recent W-2 and 1 pay stub, and / or allow Clairborne Court Apartments LLC and / or their rental verification company, to contact employer to verify employment. New employment may be verified with an intent to hire letter.
Income must be verified by a direct supervisor, payroll or human resources department, and / or by the applicant’s last three consecutive pay stubs or most recent W-2 and one pay stub. Self-employed applicants are required to provide either the previous year’s tax return or bank statements for the last three full months. Monthly income must be equal or greater than three times the monthly market rent for the chosen unit. We will accept a minimum of monthly income of 21/2 times the monthly market rent with a qualified guarantor. Roommates must have a combined income equal to or greater than four times the monthly market rent for the chosen unit. Anyone not having a monthly income may qualify with a current bank balance equal to or greater than two years rental payments. A copy of the bank statement showing this balance is required. Court ordered alimony and child support will be considered as income. A copy of the court order is required. Pensions or social security are considered income with a copy of the applicant’s pension or social security check or a copy of a current bank statement showing the direct deposit of the pension or social security payment. Full time students (with no income) may qualify with proof of student loans / grants and / or a guarantor.
A guarantor may be required if the applicant does not meet the minimum income or credit history standards set forth above. Applicants must, at a minimum, meet the standards in one of the categories in order for us to accept a guarantor. A guarantor may not be used as substitute for bad rental history. The guarantor requirement may be waived if the applicant is willing execute a lease and prepay 3 months at move in and prepay all remaining rent 30 days prior to date due. This is to allow time to establish credit with the apartment community. A guarantor may also be required for full time students and / or individuals new to the country. Proof of full time student status, green card, or school / work Visa is required. A qualified guarantor must be employed and show proof of income four times the monthly rental amount by providing their last three consecutive pay stubs or the most recent W-2 and one pay stub. Pensions and social security are considered income with a copy of the applicant’s pension or social security check or a copy of a current bank statement showing the direct deposit of the pension or social security payment. Self-employed applicants are required to provide either the previous year’s tax return or bank statements for the last three full months. Guarantors are subject to a nonrefundable $35 application fee.
Clairborne Court Apartments, LLC uses an independent credit reporting company to evaluate credit history. The company uses a statistical model to evaluate applicants’ ability to pay rent on a timely basis. The scoring model is based on applicants past credit and financial performance only and scores are derived from real data comparing applicant’s performance to that of other applicants with similar profiles. This comparison allows our credit reporting company to predict how likely it is that an applicant will be able to pay rent and fulfill other lease obligations. Based on the credit score, applications will be accepted, rejected or accepted with conditions. If the applicant is rejected or accepted with conditions, the applicant will be provided with the name and contact information for the consumer reporting agencies which provided the credit report. If an applicant has filed for bankruptcy, he or shew must provide documentation showing the discharge of the filing. Any medical trade listing or unpaid school loans which applicant requests consideration for must be accompanied by an explanation.
Clairborne Court Apartments, LLC or its agents will contact previous landlords in order to verify rental history. Applicants with negative rental history occurring within the last three years will be denied. Negative rental history includes any outstanding debt to previous landlords, excessive late payments, excessive returned checks to previous landlords, damages owed and evictions filed and not remedied. If the applicant has no rental history, we will consider this to be a positive rental history.
Roommates / Co-Residents
Roommates or co-residents application data will be combined during the verification process. All applicants must meet credit, criminal, evictions and rental history standards in order to be accepted. Roommates must have a combined monthly income equal to greater than four times the monthly market rent for the chosen unit.
Effective 1-1-2015 al residents are required to obtain renters’ insurance from homeowner’s insurance coverage for personal liability (property damage and personal injury) with a limit of not less than $100,000.00 each occurrence and $500.00 in medical payments coverage. All residents are required to show proof of insurance prior to possession of unit and at lease renewal. All lease holders are required to be listed on the insurance policy including Clairborne Court apartments, LLC as an interested party.
Application Fee / Validity Period
Application Fee: $35 per applicant; $45 for married / joint application, due when application is submitted. Non-refundable. Security Deposit: $200 up to $710 due when apartment is reserved or applicant is placed on waiting list. Refundable when application is cancelled within 72 hours after submission, non-refundable thereafter. Refundable if application is denied. Unit availability changes daily and cannot be guaranteed without a reservation fee / security deposit. Approved applications are effective 90 days from the approval date. If the lease is not executed and / or the applicant fails to occupy an apartment within this period, the application must be resubmitted for verification and approval. A new application fee of $35 will be assessed.
NO CASH WILL BE ACCEPTED. All rents, deposits, and fees must be paid by check, cashier’s check or money order.